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Thread: Firms to charge smokers & obese more for healthcare

  1. #11
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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by StillBallin75 View Post
    Good points, Jet. However, I was referring more to obesity as a genetic condition.
    Oh there's definitely more then one cause for it for sure.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by StillBallin75 View Post
    I don't have a particular problem with this, but it should be noted that one's obesity is not necessarily their own fault.
    but not trying to reduce it, is.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    but not trying to reduce it, is.
    Not really your decision is it?

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    Insight: Firms to charge smokers, obese more for healthcare - Yahoo! News


    Like a lot of companies, Veridian Credit Union wants its employees to be healthier. In January, the Waterloo, Iowa-company rolled out a wellness program and voluntary screenings.

    It also gave workers a mandate - quit smoking, curb obesity, or you'll be paying higher healthcare costs in 2013. It doesn't yet know by how much, but one thing's for certain - the unhealthy will pay more.


    LOVE IT!!!

    smokers, the obese, and folks who participate in other very unhealthy lifestypes should TOTALLY pay higher premiums and co-pays.

    why? because their lifestyle costs the rest of us healthy people.
    yay...lubs it! Make smokers pay more! Even though over half the cost of tobacco products is tax. And even though those taxes were installed to offset the additional costs smokers have on the healthcare system. Let's tax them 3...no 4 more times! Let's get em!

    Seriously, does anyone actually understand the purpose of insurance anymore? Or are we so high and mighty that all we want to do is sit around looking to throw the first stone? The human brain is a remarkable organ, I suggest some of y'all employ it.
    You know the time is right to take control, we gotta take offense against the status quo

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Hare View Post
    Not really your decision is it?
    no, its not mine.

    but a company does have a right to charge higher premiums and co-pays to folks who clearly choose to engage in destructive behavior and refuse to change.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Ikari View Post
    yay...lubs it! Make smokers pay more! Even though over half the cost of tobacco products is tax. And even though those taxes were installed to offset the additional costs smokers have on the healthcare system. Let's tax them 3...no 4 more times! Let's get em!

    Seriously, does anyone actually understand the purpose of insurance anymore? Or are we so high and mighty that all we want to do is sit around looking to throw the first stone? The human brain is a remarkable organ, I suggest some of y'all employ it.
    Smoking might change that though.
    Nobody who wins a war indulges in a bifurcated definition of victory. War is a political act; victory and defeat have meaning only in political terms. A country incapable of achieving its political objectives at an acceptable cost is losing the war, regardless of battlefield events.

    Bifurcating victory (e.g. winning militarily, losing politically) is a useful salve for defeated armies. The "stab in the back" narrative helped take the sting out of failure for German generals after WWI and their American counterparts after Vietnam.

    All the same, it's nonsense. To paraphrase Vince Lombardi, show me a political loser, and I'll show you a loser.
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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Goshin View Post
    Don't whine when they raise rates for people who skateboard, snowboard, snowski, skydive, rock-climb... or work in energy, construction, chemical factories, or any profession that drives a lot... or owns a sports car or muscle car or or or....
    Actually, I really think that people who skydive, rock climb, drive race cars, parachute jump, base jump, bungie jump, etc., etc., all ought to pay more. Premium should be based on risk. It is now, but just by men/women/age. I see nothing wrong with the OP. Should've been that way a long time ago.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    no, its not mine.

    but a company does have a right to charge higher premiums and co-pays to folks who clearly choose to engage in destructive behavior and refuse to change.
    No, they do not. First off, not the point of insurance. Second off, tobacco users already pay it in increased tax on tobacco products, third it is thought and behavioral control executed through aggregated "insurance". This is nothing more than trying to make the lot of us act the same within regulated "tolerances". **** it. It's supposed to be a free country. I'll take the additional expenditure to spread out risk (which is what insurance is SUPPOSED to do) rather than trying to force everyone into the same mold. Seriously f'd up **** here.
    You know the time is right to take control, we gotta take offense against the status quo

    Quote Originally Posted by A. de Tocqueville
    "I should have loved freedom, I believe, at all times, but in the time in which we live I am ready to worship it."

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by StillBallin75 View Post
    Smoking might change that though.
    Any insight into the problem? Want to address that all the taxes paid for tobacco were created and supposed to go to offsetting healthcare costs? Or is that pointless and worthless snide comment all you got?
    You know the time is right to take control, we gotta take offense against the status quo

    Quote Originally Posted by A. de Tocqueville
    "I should have loved freedom, I believe, at all times, but in the time in which we live I am ready to worship it."

  10. #20
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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    no, its not mine.

    but a company does have a right to charge higher premiums and co-pays to folks who clearly choose to engage in destructive behavior and refuse to change.
    As a previous poster already pointed out, this is clearly not the only type of lifestyle they will target for rate hikes, so have fun defending this precedent when it directly affects you.

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