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Thread: Obama to Announce Student Loan Relief Plan

  1. #171
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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by j-mac View Post
    right now, I believe her sights are set on being an RN, (Bachlors) and through continuing education she would have to see what opportunities are available at that time, but I do know that many Hospitals, and others pay for continuing education in exchange for a commitment to work there in positions they have a need for.

    The point is that there are many avenues to higher education, and many that don't include going in debt.

    j-mac
    Some do, but many find the obligatin to be burdensome, and there are a few other quirks. But it's a valid option if someone will pay, but someone is paying.

    There are far, far more students than avenues. And many require you pay first before they reimburse. Which requires you have the cash, often not likely.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by ksu_aviator View Post
    Doesn't anyone work hard and pay cash any more?

    I went to a 4 year school and paid for flight training all while working 2 jobs and paying for an apartment and car. Yes, it sucked. I had no life. I got up at 5:30 in the morning and spent the entire day working or going to classes and would drop dead around 11:30 at night. Only on every other Sunday did I have time to myself. But, I graduated with a 3.4 and zero debt. Yes, I could have had a better GPA and more fun if I had had a loan, but I had no debt.
    How long ago was this? I think it would be next to impossible to pull this off today.

    Even the nearest state school to where I grew up in Ohio (Wright State University) charges $8K per year in tuition, and books are probably another $2K...and this is for a normal public school that isn't particularly highly ranked. No 18-year-old can possibly come up with that much money on his own by working unskilled jobs, especially if he's also paying for his own room and board.
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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by Boo Radley View Post
    Some do, but many find the obligatin to be burdensome, and there are a few other quirks. But it's a valid option if someone will pay, but someone is paying.

    There are far, far more students than avenues. And many require you pay first before they reimburse. Which requires you have the cash, often not likely.

    I remember my father teaching me at a young age that anything worth while was not free. So with that in mind, instead of looking for how to skirt the tuition costs, maybe some personal responsibility, and good old fashioned hard work is in order.

    j-mac
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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by Kandahar View Post
    How long ago was this? I think it would be next to impossible to pull this off today.

    Even the nearest state school to where I grew up in Ohio (Wright State University) charges $8K per year in tuition, and books are probably another $2K...and this is for a normal public school that isn't particularly highly ranked. No 18-year-old can possibly come up with that much money on his own by working unskilled jobs, especially if he's also paying for his own room and board.
    Then maybe instead of trying to take a full course load every semester, the young person scales back. Sure that 4 year degree may take 6 years to complete, but still.

    j-mac
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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by j-mac View Post
    I remember my father teaching me at a young age that anything worth while was not free. So with that in mind, instead of looking for how to skirt the tuition costs, maybe some personal responsibility, and good old fashioned hard work is in order.

    j-mac
    I agree with your father, but again, it's not all one way or the other. It's a matter of being realisitc, pragmatic. Burdening young people with ecessive debt (the only other option is not free), is foolish. And allowing this problem to grow and crash on all of us isn't smart either. It's about problem solving and not about either debt being oppressive or free.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by Boo Radley View Post
    I agree with your father, but again, it's not all one way or the other. It's a matter of being realisitc, pragmatic. Burdening young people with ecessive debt (the only other option is not free), is foolish. And allowing this problem to grow and crash on all of us isn't smart either. It's about problem solving and not about either debt being oppressive or free.
    then do enlighten.

    j-mac
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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by j-mac View Post
    then do enlighten.

    j-mac
    As to what, that it isn't either or? really?

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by conservativeguy View Post
    I worked my way through college and came out with a BSBA and a MBA and zero debt. I had to work two jobs during the summers and a part time job during the school year. The argument everyone needs to borrow a ton of money to go to schools they can't afford is complete BS. People should attend the schools they or their families can afford. I guess I am very old school since I have always lived within my means.
    I worked while in college too. But because I have a medical condition, most of the money I earned went towards my medical care and my medicine. When I first started college, I was getting all grants and scholarships... no debt. Then the cost of education went up and up, and the amount of pell grants and state grants down. Believe me, if nothing changed from my freshmen year of college, I'd have no debt either. You are old school, times have changed. College is a lot more expensive and GWB didn't help students out much. He spent more money on foreign countries and wars than he did on helping his own people get an education.

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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by washunut View Post
    The point you raise about the cost of higher ed is a good one and should be discussed. That being said there seems to be a lot of choices someone has that greatly impacts the cost of college. In some states if you are able to enter as an honors student then tuition is often free or greatly reduced. Next most of not all states have two year colleges where the tuition is less, they are closer to home so you do not have to live on campus and if you are successful then you can transfer the credits to the 4 year college. Most schools have scholarships both for academics and hardship, not sure why you did not qualify.

    Our best schools usually have "need blind admissions". Thus you get in and then if it found you can't afford the place they work on financial assistance. I feel more sorry for someone like me. We are in the middle class, so our child received no aid. The school he picked is highly ranked but the downside is they did not offer any scholarship dollars.

    Last as an accountant in his/her 20's so let's say 5 years out of school. If you at a big 4 firm you should be making about 50K or so. So yes it sucks to have a loan, but don't you feel a bit queasy about reneging on a pledge you made that allowed you to be an accountant.
    I did qualify for a lot of pell grants and scholarships. It still wasn't enough to get to go to college for free. I believe my first two years of college were completely free, but I paid for the books and other supplies. I didn't go to an out of state college either.

    I worked a part time job on the side, to pay for books, laptop, etc.

    My first priority was my medicine, and my second was eating food... and my budget was tight as hell.

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    Re: Obama to Announce Student Loan Relief Plan

    Quote Originally Posted by Kandahar View Post
    How long ago was this? I think it would be next to impossible to pull this off today.

    Even the nearest state school to where I grew up in Ohio (Wright State University) charges $8K per year in tuition, and books are probably another $2K...and this is for a normal public school that isn't particularly highly ranked. No 18-year-old can possibly come up with that much money on his own by working unskilled jobs, especially if he's also paying for his own room and board.
    Of course prices will go up once the government gets more involved because money becomes less of a concern when it thought someone else is paying.. The same will happen with health care.

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