Leftwing Wife: Our bills are more than we make in pay and we owe people money. Let's pay the bills with our credit card. Then we'll work on cutting our expenses and we'll ask your brother who has been living with us, but who hasn't helped out with the light bill in 10 years, to start helping out with the light bill again.
Rightwing Husband: No. Let's not pay our bills, have our credit rating ruined, default on our mortgage, and then all three of us can be on the street.