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Thread: Older Workers Could Face Cost Disparities in Health Law Glitch

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    Older Workers Could Face Cost Disparities in Health Law Glitch

    This is what happens when you're told to pass a law so you can understand what is in it...

    Older Workers Could Face Cost Disparities in Health Law Glitch - FoxNews.com

    Older adults of the same age and income with similar medical histories would pay sharply different amounts for private health insurance due to what appears to be an unintended consequence of the new health care law.
    To see how the Social Security wrinkle would work, consider a hypothetical example of two neighbors on the same block.

    They are both 62 and have the same income of $39,500 a year. But one gets all his income from working, while the other gets $20,000 from part-time work and $19,500 from Social Security.

    Neither of them gets health insurance on the job. Instead, they purchase it individually.

    Starting in 2014, they would get their coverage through a new online health insurance market called an exchange. Millions of people in the exchanges would get federal tax credits to make their premiums more affordable. Less-healthy consumers could not be charged more because of their medical problems.

    The neighbor who is getting Social Security would pay an estimated $206 a month in premiums.

    Half of his income from Social Security, or $9,750, would not be counted in figuring his federal health insurance tax credit. On paper, he would look poorer. So he would get a bigger tax credit to offset his premiums.

    But the neighbor who makes all his income from work would not be able to deduct any of it. He would pay $313 for health insurance, or about 50 percent more.
    ...you don't.

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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by Whovian View Post
    This is what happens when you're told to pass a law so you can understand what is in it...

    Older Workers Could Face Cost Disparities in Health Law Glitch - FoxNews.com

    ...you don't.
    Why exactly is this a problem? Regardless of how much of your social security they count as income both of these people are getting affordable health insurance. That was the whole point of the bill. Just because some person can think of 1 hypothetical scenario where one person pays more it doesn't make it a bad bill.

    I'm getting tired of all of these "the health care law could" or "the health care law might"... as soon as we start killing granny because she costs too much or as soon as Obama tells me I can't go see my doctor I'll start getting worried. Til then I'll act like a person that can think for themselves.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by roughdraft274 View Post
    Why exactly is this a problem? Regardless of how much of your social security they count as income both of these people are getting affordable health insurance. That was the whole point of the bill. Just because some person can think of 1 hypothetical scenario where one person pays more it doesn't make it a bad bill.

    I'm getting tired of all of these "the health care law could" or "the health care law might"... as soon as we start killing granny because she costs too much or as soon as Obama tells me I can't go see my doctor I'll start getting worried. Til then I'll act like a person that can think for themselves.
    That seems to be the prevailing liberal attitude when anyone points out a flaw in Obamacare.... 'Oh, it's just one little thing. That doesn't mean it's a bad bill'.

    One little thing, followed by the next... and the next... and the one after that...

    Yeah. It's a bad law.

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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by roughdraft274 View Post
    Why exactly is this a problem? Regardless of how much of your social security they count as income both of these people are getting affordable health insurance. That was the whole point of the bill. Just because some person can think of 1 hypothetical scenario where one person pays more it doesn't make it a bad bill.

    I'm getting tired of all of these "the health care law could" or "the health care law might"... as soon as we start killing granny because she costs too much or as soon as Obama tells me I can't go see my doctor I'll start getting worried. Til then I'll act like a person that can think for themselves.
    Do you really think $230/month for one person in premiums is "affordable"? That doesn't include copays, perscription costs, deductible, etc. And that rate is low-balled, probably on the assumption that either of those men is in perfect health.
    "Hmmm...Can't decide if I want to watch "Four Houses" or give myself an Icy Hot pee hole enema..." - Blake Shelton


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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by Whovian View Post
    That seems to be the prevailing liberal attitude when anyone points out a flaw in Obamacare.... 'Oh, it's just one little thing. That doesn't mean it's a bad bill'.

    One little thing, followed by the next... and the next... and the one after that...


    Yeah. It's a bad law.
    finally, a point upon which we agree

    Obama should have used his mandate and control of both houses of congress to push thru medicare for all citizens before kennedy died
    he wasted his mandate trying to reach a bipartisan agreement, resulting in a weaker health care bill
    we are negotiating about dividing a pizza and in the meantime israel is eating it
    once you're over the hill you begin to pick up speed

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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by tessaesque View Post
    Do you really think $230/month for one person in premiums is "affordable"? That doesn't include copays, perscription costs, deductible, etc. And that rate is low-balled, probably on the assumption that either of those men is in perfect health.
    For a 62 year old? Are you serious?
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by roughdraft274 View Post
    For a 62 year old? Are you serious?
    If I go out right now and get insurance on myself at 25, non-smoker, no pre-existing conditions, my monthly premium would be $225. There is no WAY a 62 year old man will get insurance for $230 a month. Insurance costs will not drop under this bill.
    "Hmmm...Can't decide if I want to watch "Four Houses" or give myself an Icy Hot pee hole enema..." - Blake Shelton


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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by Whovian View Post
    That seems to be the prevailing liberal attitude when anyone points out a flaw in Obamacare.... 'Oh, it's just one little thing. That doesn't mean it's a bad bill'.

    One little thing, followed by the next... and the next... and the one after that...

    Yeah. It's a bad law.
    In general about 90% of the stuff I've seen pointed out about Obamacare are things that don't even reflect poorly on the bill. This article is trying to say that people on social security will get more aid in buying a healthcare plan then an identical person not on social security. You might not like it but it doesn't create a problem within the bill. I can't even figure out a way to turn that into a bad thing. The permits for companies to get a little extra time to conform to the law, once again, it's being harped on by the right and in reality it was written into the law to give people that need the time a chance to adjust and it seems to be working just as planned. If there are any serious issues then I'd like to hear about them, but I haven't heard any that are actual problems.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Yeah... nothing wrong with Obamacare, right folks? Perfect law. No problems at all.

    Comprehensive List of Problems With Obamacare
    NYT List of problems with Obamacare
    Senator Highlights Rationing Problems With Obamacare Law


    yup. nothing to see here folks... move along.

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    Re: Older Workers Could Face Cost Disparities in Health Law Glitch

    Quote Originally Posted by tessaesque View Post
    If I go out right now and get insurance on myself at 25, non-smoker, no pre-existing conditions, my monthly premium would be $225. There is no WAY a 62 year old man will get insurance for $230 a month. Insurance costs will not drop under this bill.
    That's what he will be paying after tax credits to help the elderly and poor afford health insurance. You're basically showing why we need this bill. It will help those that can't afford insurance to help afford it. We are better off as a nation with more people insured.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

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