Originally Posted by Scucca

You live in a country with appalling inequalities. Intergenerational social mobility is relatively limited. I can of course therefore appreciate how you want to protect your children from the realities of our class ridden country

I agree our country has many inequalities, But you must understand we are not a "collective" we are all individuals. And as individuals we make a lot of our own choices in life, some good, some bad. You constantly lump the population together as an homogeneous blob in many of your arguments and this is fundamentally wrong. My research is neither empirical nor theoretical but proven by speaking to many of my friends on this issue.
Its not a case of "protecting" my children from anything it will just enable them to perhaps improve there financial quality of life when the time comes.


Folk know that they cannot necessarily rely on pensions. Even those that have saved sufficiently have been caught out (and needed government bail-outs).