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Originally Posted by SFLRN  That could also because the countries with lower social welfare provisions also may tend to have higher per capita GDPs. |
They don't
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Another problem with that is that the U.S. has higher home ownership rates, and lower population density. In most cases owning a home in the U.S. is cheaper than in Europe (not to mention part of the "American Dream".)
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The US home ownership rate is not high. I've referred to general patterns (if anything, given the relatively restricted social welfare provided in the US, we'd expect a higher rate than what it achieves)
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If one is a wealthier then it tends to be that they can afford to provide their children with the treatment for their illness.
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Treatment would be via the NHS. You're trying to over complicate matters. Britain has a reasonably high home ownership rate, encouraged by a stunted social housing market. This ensures a higher number of poor folk suffering the consequences of mortgage payments that impact severely on their general welfare.
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It would be difficult to maintain apartment quality if a larger percent of the poor occupied apartments (or other such living spaces). That would create more externalities as a degrading apartment hurts all tenants, and the neighbors.
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And that is the norm in countries with high home ownership