Quote:
Originally Posted by Indy  Can you answer a question for me as an "insider"? Why don't the insurance companies pay the doctor's claim in full? Why do they always only reimburse around 60% or so? That sounds very shady to me and causes an artificially inflated health care cost to the average consumer thus forcing more and more people to buy insurance when they would normally have been able to pay for it out of their own pocket.
I'm not attacking, I really want to know their excuse for it. |
Because the insurance companies know that docs artificially inflate their prices for the insured folks to make up for the slack-asses who mooch off of the rest of us. Who do you think pays for the people who don't pay?
If you have insurance, the price for your visits, treatments, procedures, etc, automatically goes UP.
I can tell you that from the experiences of working both in the medical field and for a major insurance company.