I just got a quote for myself on
https://www.ehealthinsurance.com/ehi...ISSPELL%200527
My quote assumes that I am 30, male, a non smoker, non collage student, and single.
My quoted best premium is $1,010.40 annually.
I am not trying to make myself the hypothetical example, I am only demonstrating how insurance becomes affordable when you trim the fat off the policy and take only what you need.
Using my quote -vs- your average, I would save $3,000 simply by taking catastrophic. That $3,000, assuming I need to pay for medical atention at all in a given year, pays my entire out-of-pocket + $200.