Quote:
Originally Posted by donc  $6.55 (July 24, 2008) x 40=$ 262.00 per week.
After taxes about =$190.00 per week.
The annual premium for single coverage averaged over $4,400.2
Divide by 52 weeks =$84.61
Leaves $105.39 for one person to live on. Care to explain how you can live on that?  |
Well, you don't source any of your numbers nor do you choose to source the policy you are using, but if you wish to discuss this in a vague, unqualified way, simply to discuss the theory, that's fine.
When I worked in fast food no policy ever charged me over $400 per month.
So, in theory, we would need to make sure some basic elements were set properly.
1. Get a second job and/or get a better job, volunteer for overtime if it's offered. I said this already. Your average single person can do this without difficulty.
2. You don't buy full coverage. You buy catastrophic coverage only. The kind of policy with a low monthly premium and a high out-of pocket. Your regular check ups and basic prescriptions? You're paying for those yourself. Why? It's cheaper when you look at the length of the policy vs how long you go without needing such prescriptions. Unless you are chronicly ill or are in anyway *not* the average person, you don't need more.